• Saving plans

    Individual savings accounts (ISAs)

    Individual Savings Accounts (ISAs) are a highly effective and popular route into tax-efficient investing. They are tax-efficient and you do not have to declare any income earned. Your ISA allowance is as follows:

    Tax Year 2018/19
    Allowance (individual)


    Junior ISA

    Give your child a financial head start from as little as £1 a day

    If a child already has a Child Trust Fund (CTF), they cannot also have a Junior ISA. They are however able to transfer a Child Trust Fund into a Junior ISA.

    Tax Year 2018/19
    Allowance (individual)

    Private Investor Plan

    The F&C PIP is one of our most flexible investment solutions for long-term savers. The Private Investor Plan (PIP) can help you harness the long-term potential of the stock market to help you achieve your investment goals.


    Children's Investment Plan

    The F&C CIP is a straightforward way to invest in the global stock market through our range of award-winning investment trusts. It provides an affordable, tax-efficient way for parents and grandparents to build a savings pot for their little ones.


    Child Trust Fund

    Our CTF gives you access to the long-term potential of the stock market through our investment trust range via a Shares CTF or in a tracker fund via a Stakeholder CTF. A new CTF cannot be opened but you can transfer an existing CTF to and F&C CTF or an F&C Junior ISA.


    Investment goals

    Why invest for income?

    Investing for income with F&C could benefit those who are looking for that extra bit of money now and in the future. Investing for income could help supplement a pension during retirement or pay for school/university fees. 8 of our 10 Investment Trusts aim to deliver some form of income for investors.


    Why invest for growth?

    Investing for growth with F&C suits those who are more interested in investing for the long term to potentially allow their money to grow. This could include investing for a child's future or investing for your dream home. 8 of our 10 investment trusts aims to deliver growth for investors.


    Why a combination of Income and Growth?

    Investing in a combination of income and growth allows you to balance your short term needs by gaining an income in the short term while letting your money grow for the long term. 6 of our 10 investment trusts are designed to generate a combination of the two.


    Getting started

    How to get started with a Stocks and Shares Investment

    Whether you're investing for the short of the long term, growth, income or a combination of both, investing in stocks and shares allows you to gain access to the potential of the stock market through a range of savings plans.


    Investment Trust videos

    Foreign & Colonial Investment Trust 

    150 years of the F&C Investment Trust


    European Asset Trust 

    Annual London Shareholders Meeting


Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.



Cookie Policy

We have published a new cookie policy. To learn more about cookies, their benefits and how we use them on our website, please read our cookie policy.

By using the site you are accepting this policy.