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Junior Individual Savings Account (JISA)

Our award winning* Stocks and Shares Junior ISA offers you the chance to invest for your children’s future in a tax-efficient way. Any family member can invest into the Junior ISA and you can invest up to £4,260 in the 2018/19 tax year.

It doesn’t take a lot to get started. You can invest from just £30 (that’s less than £1 a day) or start with a lump sum of £500.


Individual Savings Account (ISA)

Our Stocks and Shares ISA offers you the chance to invest for your future in a tax-efficient way and gives access to the long-term potential of stock market investing.

For the 2018/19 tax year you can invest up to £20,000 in the stock market with its potential for, though not guaranteed, long-term capital growth.

For further information on an ISA, download your free Investment ISA for Dummies guide

What our Stocks and Shares ISA offers you:

  • Tax-efficient savings
  • Flexibility to your needs
  • Simplicity

With an ISA you don’t pay capital gains tax or additional income tax.

Our Stocks and Shares ISA allows you to invest in the stock market and seek longer-term gains. Invest from as little as £50 per month per trust via direct debit, or £500 initially. After that, you can make additional lump sums from £250.

Tax rules can change and your tax situation depends on your individual circumstances.


Annual charge

Annual charge

Only £60 + VAT

Dealing charge

Dealing charge

Only 0.2% on all sales and purchases

Stamp duty

Stamp duty

Government stamp duty of 0.5% also applies on purchases of UK shares

What is a Stocks and Shares ISA?

Make sure your money is working hard for your future.

Whether your goal is to retire early or travel around the world, investing can be the first step to turning your dreams into a reality.

Invest today

Let's talk about risk

There’s an element of risk involved with a stocks and shares investment ISA and Junior ISA. The value of your investments can go down as well as up and you may get back less than you originally put in. You need to be aged 18 or over and be a UK resident, and you should consider this as a longer-term investment. Tax rules can change and everyone's tax benefits are unique to their circumstances.

Start Investing

Opening an ISA/Junior ISA or topping up your account is easy. Get all the information you need about how to invest, the process and you’re ready to get started.

Before investing ensure you have read:

The full Terms & Conditions

Privacy Policy

Relevant Key Features documents

Relevant Key Information Documents (KIDs)

Relevant Pre-sales costs disclosure(s)

These can all be found here

How to invest

Get started now

Opening an ISA or a Junior ISA is simple and only takes a few minutes.

Invest now in an F&C Investments ISA

Existing customer

Log in to your F&C Investments account

I've always been perfectly happy with the service we've received from F&C.

Rosemary, Merseyside

About F&C Investments and BMO

F&C Investments can trace its roots back to 1868, when Foreign & Colonial Investment Trust, the world’s first collective Investment fund was launched. In we became part of the BMO Financial Group, which has been helping millions of customers meet a spectrum of financial needs for 200 years.


Got questions?

“I was dealt with very efficiently, promptly and friendly, really really good quick service, excellent”

Virginia, Cornwall

*What Investment Readers Awards winner – Best Children’s Investment Provider -.

Past performance is not a guide to future performance.

Give us a call on

0800 915 6017

Lines open to weekdays, calls may be recorded or monitored for training and quality purposes.