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ISA Season

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Investing in a Stocks and Shares ISA

While a savings account or cash ISA can offer easy access and security of guaranteed capital, returns can be modest. Investing in the stock market provides the opportunity of stronger returns over the long-term but you need to be prepared to take on a higher level of risk. There are no guarantees and you need to be comfortable that you may not get back the original amount invested.

What is a Stocks & Shares ISA?

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Investing is our only focus. We’ve been managing investment trusts for 150 years, including the world’s first collective investment fund, F&C Investment Trust.

Why invest with us?

Get started investing

Opening a new F&C Investments ISA/JISA or topping up your account is easy.

Get all the information you need about how to invest, the process and you’re ready to get started. Before investing ensure you have read the full Terms and Conditions, Privacy Policy, relevant Key Features documents, as well as the relevant Key Information Documents (KIDs) for the investment trusts you want to invest into.

How to invest

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Individual Savings Accounts (ISAs)

Whether you are planning for retirement, a new home or the holiday of a lifetime, an Individual Savings Account (ISA) can be an effective route into tax-efficient investing.

With an ISA you have access to the long-term potential of stock market investing. Your ISA allowance is £20,000 for the current tax year and is set at the same level for next tax year 2018/19.

There are different types of ISAs. F&C Investments offers a Stocks and Shares ISA which provides you with access to the stock market and its potential for, though not guaranteed, long-term capital growth.

For further information on an ISA, download your free Investment ISAs for Dummies guide .

Junior Individual Savings Accounts (JISAs)

The F&C Investments Stocks and Shares JISA offers families a tax-efficient and award winning* product specifically designed for children.

The F&C Investments Junior ISA offers a number of benefits to help you give the child in your life the financial head start they deserve. The JISA allowance is £4,128 for 2017/2018.

Invest from as little as £30, (that’s less than £1 a day) or open with a lump sum from £500.

Features of a Stocks and Shares ISA with F&C Investments

  • Tax-efficient savings
  • An easier choice
  • Tailor it to your needs
  • Simplicity
  • Capital at risk

With an ISA you don't pay capital gains tax and you don't pay any additional income tax.

Invest from as little as £50 per month per trust via direct debit, or £500 initially. After that, you can make additional lump sums from £250.

With low interest rates and rising inflation a cash ISA may not offer the same returns as a Stocks and Shares ISA which has a better chance of keeping pace with inflation. Do remember that with Stocks and Shares investments capital is at risk and, unlike a cash ISA, you may not get back the amount fully invested.

Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.


Annual charge

Annual charge

Only £60 + VAT

Dealing charge

Dealing charge

Only 0.2% on all sales and purchases

Stamp duty

Stamp duty

Government stamp duty of 0.5% also applies on purchases of UK shares

What is a Stocks and Shares ISA?

Make sure your money is working hard for your future.

Whether your goal is to retire early or travel around the world, investing can be the first step to turning your dreams into a reality.

Retirement

Dream car

Rainy day

New home

Holiday of a lifetime

Why invest with us?

Get started investing

Opening a new F&C Investments ISA/JISA or topping up your account is easy.

Get all the information you need about how to invest, the process and you’re ready to get started. Before investing ensure you have read the full Terms and Conditions, Privacy Policy, relevant Key Features documents, as well as the relevant Key Information Documents (KIDs) for the investment trusts you want to invest into.

How to invest

Get started now

Opening an ISA or a Junior ISA is simple and only takes a few minutes.

Invest now in an F&C Investments ISA

Existing customer

Log in to your F&C Investments account

A very good service, very good company to invest in.

Richard, Cornwall

About F&C Investments and BMO

F&C Investments can trace its roots back to 1868, when Foreign & Colonial Investment Trust, the world’s first collective Investment fund was launched. In we became part of the BMO Financial Group, which has been helping millions of customers meet a spectrum of financial needs for 200 years.


Got questions?

“I was dealt with very efficiently, promptly and friendly, really really good quick service, excellent”

Virginia, Cornwall

*What Investment Readers Awards winner – Best Children’s Investment Provider -. Past performance is not a guide to future performance.

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0800 905 6017

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