• Giving your child a head-start today

    University fees, a first car or help with a house deposit – we’d all like to be in a position to help our children enter adulthood on a sound financial footing.  It might sound daunting - and expensive - but with a few simple steps you can begin to make a real difference.  At F&C we offer a range of children’s savings plans with minimum investments from as little as £25 per month, meaning it doesn’t have to break the bank - especially if you start early and get time on your side.

    You can now transfer your Child Trust Fund (CTF) to an F&C Junior ISA.  Recent changes to the rules announced by the government, have made this possible. For more information please see the Questions and Answers document we've pulled together to help you understand the changes. Existing Child Trust Fund holders, or children born before 1 September 2002, or after 2 January 2011, are eligible.

     F&C Junior ISA - key points

    • Invest up to £4,128 tax efficiently in 2017/18 tax year
    • Parents, grandparents, and other family or friends can all contribute to the same JISA, helping to maximise the savings for the child in your life.
    • Invest monthly from as little as £30 up to a maximum of £344 per month in 2017/18 tax year.
    • Make lump sum payments from £250 (first payment must be a minimum of £500)
    • F&C are an award winning provider of saving plans for children

    Charges and fees

    • Annual fee - £25 + VAT
    • Postal dealing fee* - £12 (sale and purchase)
    • Online dealing fee* - £8 (sale and purchase)
    • Government stamp duty - 0.5% (on purchase of UK shares only)





  • How to Invest

    Open an F&C Savings Plan:

    Call: 0800 369 8557

    Invest online now

  •  F&C Children's Investment Plan (CIP) key points

    •  Eligible for children under 18 years old
    • Anyone can open an account and invest on behalf of a child
    • Flexibility - customers can choose to either invest £250 as a starter sum (subsequent investments at £100), and/or monthly installments of £25
    • No investment allowance limit

    Charges and fees

    • Annual fee - £25 + VAT
    • Postal dealing fee* - £12 (sale and purchase)
    • Online dealing fee* - £8 (sale and purchase)
    • Government stamp duty - 0.5% (on purchase of UK shares only)

    Apply online today to maximise your potential savings


    Our savings plans for children

    We offer a comprehensive suite of savings products for children, ideal for parents, grandparents and relatives wanting to save a nest egg for their little ones.


     *Charges do not apply to the reinvestment of dividends and/or monthly instalments

Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.



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