• Item F&C ISA Private Investment Plan Children's Investment Plan F&C Child Trust Fund (Shares) F&C Child Trust Fund (Stakeholder) F&C Junior ISA

    Charges1

    Annual charge

    £60+VAT

    £40+VAT

    £25+VAT

    25+VAT

    0.7%

    £25+VAT

    Dealing charge

    0.20%

    £12 postal per holding2

    £8 online per holding2

    £12 postal per holding2

     £8 online per holding2

    Nil

    Nil

    £12 postal per holding2

    £8 online per holding2

    Switch charge (in addition to dealing charges)

    Nil3

    Nil3

    Nil3

    2 free per year then £25 per switch thereafter

    Nil

    Nil3

    ISA/CTF/JISA transfer in

    Nil3

    N/A

    N/A

    Nil

    Nil

    Nil3

    ISA/CTF/JISA transfer out

    £50 + VAT3

    N/A

    N/A

    Nil

    Nil

    £50 +VAT3

    ISA/CTF/JISA Void Fee

    £100 + VAT3

    N/A 

    N/A

    Nil

    Nil

    Nil 

    Stock transfer out to nominee or main register

    N/A

    £12+VAT per stock

    £12+VAT per stock

    N/A

    N/A

    N/A

    Investment minimums

    Minimum initial - postal deals

    £500 per holding

     

    £500 per holding

    £250 per holding

    £100 per holding

    £10

    £500 per holding

    Minimum top-up

    £250 per holding

    £250 per holding

    £100 per holding

    £100 per holding

    £10

    £250 per holding

    Minimum Direct Debit

    £50 per holding

    £50 per holding

    £25 per holding

    £25 per holding

    £10

     

    £30 per holding

    Minimum withdrawal

    £250 per holding

    £250 per holding

    £100 per holding

    £100 per holding

    (after 18th birthday)

    £100 per holding

    (after 18th birthday)

    N/A

    Minimum Balance at trust following withdrawal

    £500 per holding

    £500 per holding

    £250 per holding

    N/A

    N/A

    N/A


    Item F&C ISA Private Investment Plan Children's Investment Plan F&C Child Trust Fund (Shares) F&C Child Trust Fund(Stakeholder) F&C Junior ISA

    Account Administration

    Contributions by direct debit

    Monthly on 1st month or next available Business Day

    Monthly on 1st month or next available Business Day

    Monthly on 1st month or next available Business Day

    Monthly on 1st month or next available Business Day

    Monthly on 1st month or next available Business Day

    Monthly on 1st month or next available Business Day

    Periodic Statement dates

    30 June and 31 December

    30 June and 31 December

    30 June and 31 December

    31 December

    31 December

    30 June and 31 December

    Cash / Deposit account interest rate

    Nil

    Nil

    Nil

    1% below Bank of England Base Rate (CTF Deposit account only)

    1% below Bank of England Base Rate (Lifestyle only)

    Nil

    Income payment frequency

    Dividend paid by Cheque4 Monthly on 23rd of month Monthly on 23rd of month Monthly on 23rd of month N/A N/A N/A
    Dividend paid direct to bank/building society Within 4 days of receipt into account Within 4 days of receipt into account Within 4 days of receipt into account N/A N/A N/A

    Note 1: These charges may be altered in accordance with the terms and conditions

    Note 2: These charges apply for lump sum payments but no dealing charges are applied for payments made by regular, monthly direct debit.

    Note 3: Dealing charges still apply (at postal rate, where applicable)

    Note 4: £10 minimum payment applies

Past performance is not a guide to future results. The value of investments can go down as well as up.

Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.

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