What is an ISA?

ISA stands for Individual Savings Account. An ISA is simply a tax wrapper around a product, for example a unit trust that makes it more tax-efficient.

They offer you the flexibility to invest from as little as £50 a month, up to the current annual limit of £7,000, all of which can be invested in stocks and shares.

ISAs were introduced by the Government to encourage more people to save. Investing in an ISA allows you to shelter your money from the taxman, as you can keep all the proceeds that you receive from that investment without paying income or capital gains tax.

You don't even have to declare your ISA on your tax return!

To view the funds available to invest in online click on the link below: